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ACE Terms and Conditions of business
Terms and Conditions of business
This web site (the "Web Site") belongs to and is provided
by ACE European Group Limited ("ACE").
Please read the terms and conditions below (which we may update
at any time) and then come in and take a look around. By using the
Web Site you agree to the terms and conditions set out.
restriction on use
You must use this Web Site only to obtain information about or purchase
products or services offered by ACE through its establishments in
Ireland (which does not include Northern Ireland). ACE does not
represent that any product referred to in this Web Site is either
available to you or complies with legal requirements in any other
locations.
trade marks, copyright and intellectual property
The copyright, database or other similar rights on this Web Site
and its information and content, belong to ACE. You may make hard
copies of the information for your own personal or internal business
use only, but you must not remove any trademark, copyright and other
proprietary notices from any material you download. Otherwise, you
may not reproduce, distribute or transmit to any other person, or
incorporate in any way into any document or other material, the
information and content of the Web Site without our prior written
approval.
Except where provided or directed on the Web Site, you must not
modify or reproduce or publicly display any material, or transfer
it to anyone else unless they agree to accept and act in accordance
with these terms and conditions
accuracy of the Web Site
ACE does not guarantee the accuracy, completeness or correctness
of any information on the site. You agree that use of the site and
its contents is entirely at your risk and
1. to the extent permitted by law, all warranties or conditions
that would, but for the terms of this disclaimer, be implied by
statute or otherwise, are excluded
2. ACE will not be liable, under the terms of this disclaimer or
otherwise, for any loss of profit, loss of revenue, loss of contract
or any other indirect or consequential loss you may suffer as a
result of the use of any of the information contained in the Web
Site.
changes to the Web Site
ACE may correct any errors or omissions or change the format or
content of the site at any time and may terminate or suspend the
operation of the site for any reason, without notice or liability.
Routine maintenance, demand on systems and other circumstances may
mean that this Web Site and the services provided on it may not
always be available.
products/services made available
The content and information provided by ACE on this Web Site is
not intended to be advice of any kind. A product or service shown
on this Web Site may not necessarily be suitable for you - this
is for you to decide (and if in doubt, you may wish to seek appropriate
independent advice).
Before purchasing a policy you confirm that
1. all answers given in your application are true and correct
2. you have read and understood the relevant policy terms and conditions
and are satisfied the product meets your needs.
The information and statements you give, together with the policy
terms and conditions, form the basis of the contract. If you do
not provide true, correct and full information you may invalidate
your insurance policy. All statements made by you or information
you provide prior to purchase are your responsibility. ACE is not
bound to offer you insurance.
ACE makes every reasonable effort to provide accurate and up-to-date
information about the products and services it provides. However,
the information is subject to change without notice and you should
always check the current terms and conditions of specific products
and services.
your right to cancel a policy
If you are not satisfied with a policy we will cancel it and refund
in full any premiums you have paid, providing you ask us to cancel
the policy within 15 days of purchase* and agree that the cancellation
will mean that no cover under the Policy ever existed.
(*without taking a holiday and using the cover under a travel policy,
even if you do not make a claim)
resolving issues
At ACE we do our best to ensure that our customers are delighted
with the service they receive. If you are dissatisfied we want to
know and have a procedure for resolving issues.
third party sites
ACE may provide (hypertext) links to web sites operated by other
people or organisations. If you leave this Web Site to visit any
linked site you do so at your own risk and agree that ACE is not
responsible or liable for the material contained in such web sites
or any loss or damage you may incur through your use of the links.
ACE has no control over the information and content of the web
sites of others and has not attempted to verify the accuracy of
any information they contain. The incorporation of information about
other people's products or services and links to other web sites
does not mean that ACE is giving advice about these products or
services, or is in any way endorsing or recommending them.
freedom from viruses/software quality
ACE does not give any warranty that the Web Site and content are
free from viruses or anything else with contaminating or destructive
properties.
data protection
Personal details provided to ACE through the Web Site will only
be used in accordance with our privacy policy. Please read this
carefully. By providing personal details you are consenting to their
use in accordance with our privacy policy.
ACE is registered on the Data Protection Register and complies
with the terms and conditions of the Data Protection Act
jurisdiction / governing law
These terms and conditions are governed by and interpreted in accordance
with Irish law. You agree that only the Courts of Ireland will have
jurisdiction in any dispute arising from the use of the Web Site.
If any provision in these terms and conditions is found to be unlawful,
void or unenforceable for any other reason, that provision will
be considered severable from the remaining provisions and will not
affect their validity and enforceability.
illegal activity
If you access or use any information on this Web Site and by doing
so, you break any law, ACE will not be responsible.
changes to terms and conditions
These terms and conditions are subject to change without notice
and at any time. Whilst visiting the Web Site you agree to be bound
by the current terms and conditions and you should always check
them each time you revisit the site.
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